04. Money, Currency & Payments

Understanding the Vietnamese Dong

Vietnam's official currency is the Vietnamese Dong (VND).

Banknotes commonly used by travellers include:

• 10,000 VND
• 20,000 VND
• 50,000 VND
• 100,000 VND
• 200,000 VND
• 500,000 VND

Be careful with similar-looking banknotes, particularly the 20,000 and 500,000 VND notes.

Should I bring cash or a credit card?

A combination of cash and cards is the most practical solution.

International bank cards are accepted by many hotels, larger restaurants, travel businesses and modern shops.

However, small local shops, traditional markets, rural establishments and street-food vendors may prefer cash.

Our suggestions

• Exchange money at licensed banks or authorised exchange counters ($1 = 26.000 VND)
• Use ATMs located inside banks, shopping centres or other secure locations.
• Check international withdrawal fees with your bank.
• Carry smaller banknotes for taxis, market purchases and refreshments.
• Never exchange money with unknown individuals offering unusually attractive rates.
• Check the payment amount before approving card transactions.

Is tipping expected in Vietnam?

Tipping is not compulsory, but it is appreciated for good service, especially by private guides, drivers, hotel staff and hospitality workers.

There is no fixed amount that applies to every situation. The appropriate tip depends on the quality of service, duration of the experience and your personal satisfaction.

Can I bargain at markets?

Yes. Friendly bargaining is common at some traditional markets, particularly when prices are not displayed.

Be polite, remain relaxed and remember that even a small difference in price may mean more to the seller than to the traveller.

Vega Travel Tip: Keep a small amount of cash separate from your main wallet for convenient everyday purchases.